About Val Thibault

Your Cranbook Mortgage Broker

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Buying a home (or refinancing one) comes with a lot of big decisions, and way too much confusing advice floating around online.

My job is to help you slow things down, understand your options clearly, and make choices that actually feel good for you.

I believe mortgage conversations should feel more like a relaxed chat than a high-pressure sales call. Think less “pushy salesperson,” more “trusted guide who explains things in plain English.”

And yes, when I’m not working, you’ll probably find me on the golf course, enjoying fresh air, good company, and the reminder that not everything in life needs to be rushed. That mindset carries into my work, too.

The Mortgage Affordability Guide

How to understand what you can afford without maxing yourself out.

I respect all CASL (Canadian Anti-Spam) Legislation and always include an unsubscribe link in every email I send.

My personal journey to mortgages...

I got into mortgages because I saw how confusing and stressful the process can feel

... especially when you’re trying to make a big decision and everything sounds overly complicated. Rates, paperwork, approvals… it’s a lot to take in, and it’s easy to feel like you’re supposed to just “know” how it all works.

What I love most about my work is helping people slow things down, understand their options clearly, and feel confident about the choices they’re making. Every situation is different, and my goal is always the same: to make the process feel easier, more human, and far less overwhelming.

What Matters to Me

Clarity Over Complexity

Mortgages don’t need to feel confusing or overwhelming. I believe in explaining things clearly, in plain language, so you actually understand your options and feel confident moving forward.

No Pressure, Ever

Big decisions deserve space. Whether you’re ready to act now or just starting to explore, you’ll never be rushed or pushed. We move at a pace that feels right for you.

Real Conversations

There’s no such thing as a “bad question” here. I value honest, open conversations and take the time to understand your situation — not just the numbers on paper.

Long-Term Support

My goal isn’t just to help you once and disappear. I’m here to support you through renewals, refinances, and future plans as your life changes over time.